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September 19, 2018

Tips to Consider Before Choosing the Right Plot for Your Home

It is never easy to choose the right plot to build your…

House Research

September 19, 2018

What is House Research?

House Research is the process of investigating the history and the condition…

Uncategorized

October 15, 2017

Opinion: Getting Out Of The City For More Affordable Housing

With the way the property market is right now, the prices of…

Tips to Consider Before Choosing the Right Plot for Your Home

September 19, 2018September 19, 2018

It is never easy to choose the right plot to build your house on. You need to be aware of a lot of factors that are directly connected to it. Factors can vary from family, work, convenience, noise and lots more. Keep these four simple tips in mind to make it easier for you to choose a plot.

Avoid Busy Streets

Try not to purchase a house that backs up to a bustling street. It is pretty obvious that busy streets are very noisy and take away from a home’s resale value. What’s not all that obvious when an area is first being constructed might be precisely how bustling that street will be. Mind the city or region’s site and check whether there is a guide you can take a look at to comprehend where the roads lead to.

Location is Everything

This is, above everything else, the most immediate thought when purchasing a plot for yourself. Beside merely picking the correct area on a full scale (i.e., the side of town you need to live on), it’s imperative on a small scale too: for instance, you need to know if it has a decent view or the house that is close to the highway? If you have youngsters, you’ll need to consider areas which are closer to the schools. Otherwise, if you are still in your working years, you’ll need to ensure you don’t build a house that is so distant from work that you have a drive time that is longer than you like. If plan on quitting your job or already have, you might need to look into close-by amenities including, recreational facilities, medical centers, clubhouses, wellness facilities, supermarkets, etc.

Know the Setbacks Of the Property

At last, you’ll need to understand the limitations on the property thoroughly. It is okay for you to purchase in an area that has Covenants, Codes, and Restrictions (CCRs)? Is there an Architectural Control Committee (ACC) that you’ll need to run your plan and arranging choices by for endorsement? What are the difficulties that you will be facing? Your nearby building division or proprietor’s affiliation will have the response to this inquiry, and it might influence where you put your home; on littler parts, difficulties may even manage the span of the home’s footprints.

Get the Right Direction

Pick the right direction that the front of your house will face. Houses which face north will possibly have lots of snow left on the driveway even after two weeks and it has melted everywhere else, however, if you want that sunny year-round placing the entrance towards the south is a better idea. Of course, the more the bill, the more the electricity. Also, in case you are planning on adding solar panels then try adding the solar panels to your house and it faces the wrong way, or if it’s a one-story home that’s going to be stuck between two story homes, you can face issues.

What is House Research?

September 19, 2018September 19, 2018

House Research is the process of investigating the history and the condition of your house; it can vary from just information related analysis to full-blown house inspection. House Research is done nowadays to understand the house more and assess its value. Let’s look at some methods through which you can research your home:

Close Inspection

Uncovered rafters in the attic and bricks in the basement can reveal to you a ton about how old your home may be. You may discover dates or stamps left by the builder; distinctive measured bricks will disclose to you that the house was worked in various construction cycles. Closets are excellent spots to reveal hints like old wallpaper or paint, particular paper patterns or color-plans can be followed back to a prominent period style. Upon this careful analysis you can get a rough idea about your house, and from there you cross check it with historical records.

Scoping

Scope out your backyard whenever you’re in the garden and take a gander at hidden treasure you may discover, similar to old glass bottles or children’s toys. Items like that can disclose to you a ton about who lived in the house and when. You can also collect them as souvenirs or check a pawn shop to see how much they are worth. If you invest in a magnetic scanner, it can make things very easy for you and you have to scan the soil.

Explore the Neighborhood

Are there other more established buildings that appear to be comparative? How does your house fit in, for example, does your home face an alternate way? It could have been based ashore that was at one time a farm while whatever is left of your neighborhood was made later. If you live almost a city, measure the separation of the city focus. The farther you are from the city center, the younger your house may be. You can converse with your neighbors and get data from them in regards to your home. Neighborhoods are an extraordinary method to take in a great deal about your house; there would be no less than one neighbor who can go path into the historical backdrop of the area.

Local Census Data

Enumeration records can reveal to you more about the lives of past owners, similar to the number of children in the house, cost of the home, regardless of whether the home had a radio and that’s just the beginning. Stop by your local public library and search for a city directory, an antecedent to the cutting-edge telephone directory which may offer more details on past occupants. There are several apps nowadays which can help you access the list better, and this can save a lot of hassle.

Opinion: Getting Out Of The City For More Affordable Housing

October 15, 2017September 18, 2018

With the way the property market is right now, the prices of houses in major cities will become more and more unaffordable for the middle-class American. But the farther away you go from the city the cheaper properties get. With the help of government improving infrastructure the common citizen might be able to afford housing while working in the city.

There was once a time in history that people needed to live a few blocks from the workplace in order to have a proper job, but with the access to public transportation and private vehicles the middle class was able to move to places farther away from the city, these places are now known as the suburbs. It was only later in the 20th century were we able to do this, with cars becoming available to the public, and the United States being nicknamed “the land of the automobile”, people were able to live farther and farther away from their workplace, which was often the city.

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With how things are now, housing is becoming more and more expensive in the city and the suburbs surrounding it, it might be necessary for developers to start new housing developments in areas farther outside the city, while at the same working with the government or other private institutions to create infrastructure, such as modern public transportation, which could allow home owners fast and easy access to the city, though this will be an incredibly expensive project, and needs to be studied even further.

While this idea is not very polished, with how the prices of homes are becoming too expensive for the majority of the country’s population, it is only by studying and pursuing new ideas can we solve our housing problem today. Unless the properties get cheaper, there is probably no other way.

Looking at Historical Data, and History

May 2, 2017September 18, 2018

How do you know that the investment property will potentially remain or increase in value? Historical data and history is the key! This is something of my own secret and mostly opinion, but knowing the history of the property is the best way to know if the property will remain in good shape, and rise in value as long as there is no major crash. For example, if you call up a Pest Control Company Muncie and inquire about houses the existed and still exist in the area who experience damage due to termites and other pests, you know that most houses there will experience the same thing in the future.

These historical data will allow you to make an unofficial profile of which properties might potentially remain structurally strong and valuable. The only thing that could change this is by the development of the surrounding lands, with the addition of schools and shopping districts, making convenience and raising the value of just the land. But if there is historical data that an attempt to develop the area has failed at one point, this could also indicate a possible future failure due to the lack of optimism of the locals.

Be Wary Of These Signs When Buying A House

March 23, 2017September 18, 2018

Buying a home is a milestone achievement for anyone. It is a right of passage to maturity and independence. Many people go to an open house clueless on what to watch out for. Sometimes an agent will carry you away with flowery words, often leading you on until you sign the contract. Or you may come looking for a house with just your gut feel as a guide. Avoid the pitfalls of home buying by looking carefully and objectively at your prospective house. We have listed the telltale signs that you need to watch out for when scouting for a house to buy.

Pest Infestation Signs

Research the location of the home you are prospecting to make sure that it is not a natural habitat or commonly infested with pests. The house itself could also show some sign of pest infestation. But to be sure, you need to have a professional pest control expert who is trained to locate and identify pest infestation. We consulted with pest control Bakersfield, and they advised that a professional pest control inspection should be part of your checks when it comes to buying a home. The cost of pest inspection is nothing to the amount you will spend to eliminate the pests. Early detection of the pest can oblige the house seller to fix the pest problem before you purchase the house. Or you can haggle for a discount and call your preferred pest control to handle the job. In any case, you have the upper hand on how the pest should be managed before you sign any contract. It’s important that you check the electrical wiring of the house before buying it, you can hire an electrician for this job.

Suspicious Paint Job

Remember that it is unusual to paint just one portion of the ceiling or wall unless you are covering up a flaw. Once you spot blotchy paint job, you need to raise your concern to the house seller or agent so they can address them. Getting a bail is an easy thing if you know the right bail bondsman.

Dirty Walls and Ceilings

Concealing a damage is wrong, but not doing something about it is another red flag. Check what caused the wall or ceiling stains. It could be probably due to leaky pipes or tattered roofing. The low price of the house is not an excuse to have issues that could cost you thousands of dollars to repair. Inform the home seller or the agent so that they can have the problem fixed.

Puddles and Water Marks

Poor or broken Drainage is another destructive problem at home. It could cause rot and decay on wood, and even harbor stinky odor in your house. It is also a nuisance because of the leaks and spills you could have every time you use water. You can spot this problem in the yard when you see pooling of water, water stains on the walls, especially in the basement. You should also ensure proper grading of the foundation so that the water will run-off and not seep into the house.

Watch out for these sign when you do your initial check on the property you want to purchase. To be sure, contract the help of professional building inspectors and pest control experts to do a thorough examination. They will be able to spot some signs that regular buyers are not able to see.

Property Inspection Can Save You From Bad Investment

March 2, 2017September 18, 2018

Thinking of buying a house in Denver? Aside from considering your budget and requirements, you have to set aside a time to do an in-depth inspection of the property you intend to buy. A lot of home buyers thinks that just because the house looks new, it is free from major structural repairs and busted home fixtures. They often fail to see the minor details that signify major problems in the future.

You can avoid this mistake by taking the extra steps to inspect the property with the help of professionals. Here are necessary checks to perform to ensure that the property you are eyeing is a good buy.

Pest Inspection

It is not easy to spot pest infestation signs, such as those from termites, on a perfectly set up house for sale. Termites are highly destructive pests that could turn your home investment to shambles.

You should contract a professional pest control service, such as Pest Control Denver CO, to do a comprehensive inspection of the property before you decide to purchase it. They have the training and expertise to spot the significant signs of pests that you may have overlooked.

Building Inspection

A licensed builder, architect or surveyor are qualified to conduct a building inspection on the property you want to buy. While you can do it yourself, the professionals know what exactly to look for to find structural faults on the property.

A typical building inspector will examine all parts of the property such as the interior and exterior of the building, roof area, and floor space. They will also check the garage, laundry and toilet area, fencing, surface drainage, and pathways.

The inspector will inform you about the significant defects and safety hazards that they observed on the property. They will also advise you on the scale of repairs that you need to take on should you decide to buy the property.

Dilapidation Survey

If you are planning to renovate a property, you should consider contracting a surveying company to conduct a Dilapidation Survey. This survey is an exhaustive recording of the condition of the building, from the structure down to the minor wear and tear observed. The Dilapidation Survey report will include risk assessment, budget, and photographs to aid you in deciding if the property is worth the trouble.

Typically, the inspection takes place once you have already agreed to buy the property. However, it will be worth asking the seller for pre-inspection before you make any final commitment.

A property that did not pass your inspection does not mean that you should discard the option right away. In fact, you can use the defects you found on the property as a bargaining tool to negotiate a discount. You can also require the seller to repair the damages noted before you agree to buy the property.

Buying a house is an investment. As in any investment, you need to be wise and plan to get the most value from your investment. The inspection may seem like an added cost, but it is actually saving you from the trouble and unnecessary expense in buying a problematic property.

Things To Know If You Want to Rent A Dumpster

February 17, 2017September 18, 2018

You might be considering renting a dumpster to manage the debris from your recent home project but are not too sure how to go about it. We know that there are a lot of companies offering this service in New Jersey, but you do not have the time to inquire to each of them to make a shortlist.

To assist you, we asked the help of Dumpster Rentals NJ Company to give us an idea of the cost and other relevant information on renting a dumpster.

Price and Dumpster Size

The cost of dumpster rental could range from $300 to $700. The dumpster that you can rent can vary in size. For example, a ten cubic yard container which you can use for light construction projects costs around $300. There are bigger dumpsters that you can rent depending on your requirement. The cost already covers the transportation and disposal fees.

If your project is just small or you do not have the space to keep a ten cubic yard dumpster, you can opt for a collapsible one. The cost is around $30, and you can call the dumpster service once it is full so that they can haul it away. Do note that the collapsible container will not be returned to you once it is hauled away.

Another option is to hire a garbage removal service. Here you would need to pack the junk and then the trash removal service will take it away from you. You will not be given any container to keep your garbage. This option is a cheaper alternative costing only around $150 per truck load. However, this is mostly used to just dispose of bulky wastes such as broken furniture. You should still opt for a dumpster rental if you are doing any renovation or construction in your house.

Availability and Term

The posted amount for dumpster rental is usually good for a week. They can charge an additional fee of less than $10 per day of extension.

You should also take note that the dumpster rental company may not have the dumpster size you need at your location. If this is the case, pick the next bigger size instead of getting the size you want from another site as this would involve an additional cost for you.

Types of Garbage Accepted

Your rented dumpster could accept regular construction debris such as wood, drywall, yard waste, wires, roofing materials and some small appliances. However, you cannot dispose of items that have harmful chemicals in it such as batteries, paints, and appliances that use Freon. Please contact your dumpster service provider if they can accept other items that are not listed, such as mattresses and tires, because you might incur additional fees if you load them in your dumpster for your disposal. Remember never to overload your dumpster because you might incur additional landfill fees.

Housing in Year 2017 – Is it Going To Be 2008 All Over Again?

January 2, 2017September 18, 2018

We all remember how things went during the 2008 financial crisis, and while those who lost their jobs in the financial markets tried to laugh it off, we all knew how much people have suffered because of this. Many have lost their homes, their living, and some even lost everything but the shirt on their back. And lately, with reports of the private equity firms doing similar things as the banks that caused the 2008 crisis are popping up, we can’t help but think if it’s all happening again. Though is there any truth to this? Not about the private equity firms, we all know that they are in it for the money, but the 2008 crisis happening again.

Fortunately enough, though the private equity firms are not subject to the new rules put on banks, they also do not have the same power as banks to sell these junk mortgage bonds as investments to the public. Though, the market crash was tied in closely to the property market, it was actually the huge amount of leverage, money borrowed to purchase investments, used to buy the junk mortgage bonds, that caused the whole thing to collapse. So rest assured that things are not going to become as bad as what happened almost a decade ago. Carpet cleaning is a boring chore that most people do themselves, but one car hire a carpet cleaner to take care of this job.

How BAD could it get ?

While another crash is unlikely through this scenario, there is still the problem with private equity firms not being subject to the same rules as the banks. Though new rules are set up for them to ease up on the rates when a mortgaged home owner fails to pay for legitimate reasons, these only apply for newly purchased mortgage bonds, and there is more than a thousands of these bonds out there right now unaffected by this.

This affects good number home owners with mortgages and people who rent, as a lot of mortgages and rental properties were bought up by these private equity firms. When banks were the ones collecting on the mortgage, they were required by law to be more lenient when the situation of the home owner is valid, but private equity firms are not subject to these rules, at least the ones holding on to the junk bonds we talked about. This can lead to a number of foreclosures that would affect, though ever so slightly, the property market. Not to mention the whole problem with the people side of things.

And when it comes to rental, unlike having a landlord you can talk to, these equity firms are far away and almost impossible to negotiate with. So if you are late on rent, you might get the boot, unable to negotiate a deal or leniency like with landlords and banks.

Not to worry though, as officials have taken notice of this and have already made steps to even things out for all of us. And as I stated earlier, if there is another financial crisis, it won’t be because of the housing market.

Must Knows: Before You Even Think Of Buying A Home

October 1, 2016September 18, 2018

There are factors you need to look at before you buy a home, and for developers and investors, you need to read this as well as you will need to know all of these in order to really make your investments yield good results.

Many would like to own their own home, it is the American dream. But when is it time for you to buy a home? Are you really prepared for such a commitment? A lot of people do not realize this, but it is essential to start with renting homes when you are young. After graduating, you get your first job, and while your first job is always exciting, there is a good chance that you will one day be leaving the company for better opportunities elsewhere. These opportunities could range from being in the same city to a different state, which home ownership could really limit you from leaving. But if you are already at a stage where you do not need to worry much about this, like being able to afford a second home and renting out the old one, or having enough money to uproot your life and starting a new one in a new place, then good for you.

Remember the LCP rule!

Location

You have to consider a lot of things when buying a home, and this will vary if you are single or married and have kids, such as the accessibility of public transportation, the security of the area, how family friendly it is, schools, shops, and other things you might need or want to have easy access to in your life. But the main reason for you to do this is to be able to know if it is a good investment, the location can determine what the price of your hose will be in the future, how easy it is to rent or sell if and when you want to, and how likely it will remain in good condition (Natural disasters).

Condition

Newly build or an existing house, you will need to have a good inspector, as they will determine the quality and condition of the house you are prospectively buying. The idea is simple enough to understand, you don’t want to buy a crappy new house nor a dilapidated old one. Both of these are obviously bad investments that will just drain the money out from your wallet.

Price

Never mind the interest rates or the mortgage, if you are making a good living and have a good credit score you wouldn’t really need to worry about that much. What matters is if it is priced correctly, while of course you have to take account the developer, owner, and realtor making a bit of money, after assessing the two things previous to this, you can pretty much calculate how much the house should cost. You do not want to have a mortgage higher than the value of your home, which will definitely lead to your financial ruin.

So in conclusion, if you want to buy a home just remember these three things:

A good location for security, convenience, and investment.
Get an inspector to see if the home is built well, whether or not it is a newly built home.
See to it that it is not an overpriced poor investment.